Smart Banking for Students on the Go

Our Student Checking Account makes managing money easy with zero monthly maintenance fees, digital banking tools, and the freedom you need to stay focused on your future.

STUDENT BANKING

A Smarter Way to Bank

Designed for students who need flexibility and convenience, our Student Checking Account offers zero monthly maintenance fees, digital banking tools, and easy access to your funds. Stay focused on your studies while managing your money with confidence.

SBIC ADVANTAGES

Student Checking Account Features & Benefits

$0 Monthly Maintenance Fee
$0 Monthly Maintenance Fee

Enjoy a fee-free experience with no monthly maintenance charges, making it easier to save more.

24/7 Online and Mobile Banking
24/7 Online and Mobile Banking

Manage your account anytime, anywhere with our secure online and mobile banking services.

Easy Money Transfers to India
Easy Money Transfers to India

Seamlessly send money to India when you need to, with included remittance services designed to make international transfers easy and affordable.

Free ATM Access
Free ATM Access

Get up to five (5) domestic or international out-of-network ATM fees waived per statement cycle, saving you money wherever you are.

No Minimum Balance
No Minimum Balance

There’s no need to worry about maintaining a minimum balance—ideal for students on a budget

Paperless e-Statements
Paperless e-Statements

Go green and avoid the $5 fee for paper statements with our required e-statements, keeping your finances organized and environmentally friendly.

HOW IT WORKS

Student Checking Account Details

Minimum Opening Deposit
Minimum Opening Deposit

$25

$0 Monthly Maintenance Fee
$0 Monthly Maintenance Fee

Enjoy a fee-free experience with no monthly maintenance charges, making it easier to save more.

Accessibility
Accessibility

Access your funds via online banking, ATMs, and debit cards.

Interest
Interest

No interest is earned on account balances.

Eligibility
Eligibility

Available to students aged 18-25.

OPEN AN ACCOUNT TODAY

How to Open a Student Checking Account

Opening your SBIC Student Checking Account is quick and easy. Here’s how it works:

  • Apply Online: Visit our online application portal or locate the nearest branch.
  • Provide Documentation: Valid ID and proof of student status or age (18-25).
  • Complete the Application Form: Fill out the necessary details.
  • Make an Initial Deposit: Minimum of $25.
  • Start Banking: Begin using the account services immediately after activation.

Use our branch locator tool to find your nearest SBI (California) branch today.

FAQs

About Our Student Checking Account

The Student Checking Account has no monthly maintenance fees. Up to five out-of-network ATM surcharges are waived per statement cycle. However, a $5 fee applies if you request a paper statement instead of using e-statements.

Yes, your Student Checking Account includes money transfer services to India, making it convenient for students with family or financial needs abroad. Standard fees, charges, and restrictions may apply.

You only need a minimum deposit of $25 to open your Student Checking Account at SBI California.

A Student Checking Account is a bank account designed specifically for students aged 18-25. It offers essential features like no minimum balance, no monthly maintenance fees, and convenient access to funds through online and mobile banking.

1These five (5) non-SBIC domestic or international ATM surcharges will be debited from your account at the time of the transaction and credited to your account on the same business day that the transaction is posted to your account

2Fees, charges, limits, and restrictions may apply.

3$5.00 fee issued for each paper statement requested.

For further information about terms and conditions, see the Terms and Conditions of Your Account and Personal Banking Schedule of Fees, call toll-free 1.877.707.1995 or visit a location near you.