Banking Made Easy for Seniors 55+ 

Our Senior Checking Account makes managing your money easy with digital banking tools and 24/7 support.

SENIOR BANKING

Simplify Your Banking with Our Senior Checking Accounts

Our Senior Checking Account is tailored for individuals aged 55 and above, offering convenient features and exclusive benefits to make managing your finances effortless. This account provides easy access to your funds, minimal fees, and digital banking tools, ensuring a seamless banking experience.

SBIC Advantages

Senior Checking Account Features & Benefits

ATM Surcharge Waived
ATM Surcharge Waived

Save money with up to ten (10) waived domestic or international out-of-network ATM fees per statement cycle1

No charge statements
No charge statements

Choose between free paper statements or paperless options

24/7 Access
24/7 Access

Manage your finances anytime with our user-friendly online and mobile banking platform

Send Money to India
Send Money to India

Easily transfer funds to India to support loved ones or manage overseas expenses2

HOW IT WORKS

Senior Checking Account Details

Minimum Opening Deposit
Minimum Opening Deposit

$100

Monthly Maintenance Fee
Monthly Maintenance Fee

$7, waived with a $100 minimum daily balance or $1,000 combined daily balance in consumer deposits.

Accessibility
Accessibility

Access via online banking, ATMs, and debit cards.

Interest
Interest

No interest earned on account balances.

Eligibility
Eligibility

Available to individuals aged 55 or older.

OPEN AN ACCOUNT TODAY

How to Open a Senior Checking Account

Opening your SBI California Senior Checking Account is quick and easy. Here’s how:

  • Apply Online: Visit our online application portal or locate the nearest branch.
  • Provide Documentation: Valid ID and proof of age (55 or older).
  • Complete the Application Form: Fill out the necessary details.
  • Make an Initial Deposit: Minimum of $100.
  • Start Banking: Begin using the account services immediately after activation.

Use our branch locator tool to find your nearest SBI (California) branch today.

FAQs

About Senior Checking Account

The Senior Checking Account is available to individuals aged 55 or older. You will need to provide a valid government-issued ID as proof of age when applying.

Yes, the monthly maintenance fee of $7 is waived if you maintain a $100 minimum daily balance or a $1,000 combined daily balance across consumer deposit accounts.

Absolutely! You can manage your Senior Checking Account 24/7 through our secure online and mobile banking platforms. Check balances, transfer funds, pay bills, and more—anytime, anywhere.

Yes, we waive up to ten (10) out-of-network ATM fees per statement cycle, whether the withdrawal is domestic or international.

We make it easy to send money to India through our remittance services, allowing you to securely transfer funds to loved ones or manage overseas financial needs.

Opening an account is simple! You can apply online or visit your nearest SBIC branch with a valid ID and proof of age. You’ll need a minimum opening deposit of $100, and once your account is set up, you can start banking right away.

*Monthly maintenance fee waived with $100 minimum daily balance or $1,000 combined daily balance in consumer deposits.

1These ten (10) non-SBIC domestic or ATM surcharges will be debited from your account at the time of the transaction and credited to your account on the same business day that the transaction is posted to your account.

2Fees, charges, limits, and restrictions may apply.

For further information about terms and conditions, see the Personal Banking Schedule of Fees and Charges and Consumer Deposit Account Disclosure, call toll-free 1.877.707.1995, or visit a location near you.