A Banking Account for Everyday Needs

Enjoy low fees, digital convenience, and easy money management with our Easy Checking Account. Designed for your everyday banking, it’s the stress-free way to stay in control of your finances.

EASY CHECKING

Simple, Hassle-Free Banking for Everyday Life

Our Easy Checking Account offers a straightforward way to manage your money with low fees, digital banking convenience, and easy access to your funds. Enjoy stress-free banking designed to fit your lifestyle.

SBIC ADVANTAGES

Easy Checking Account Features & Benefits

24/7 Access
24/7 Access

24/7 Access with Online and Mobile Banking

ATM Surcharge Waived
ATM Surcharge Waived

Up to ten (10) domestic or international out-of-network ATM surcharges waived per statement cycle1

No charge statements
No charge statements

No charge for paper or e-statements.

No fees for check writing
No fees for check writing

No fees for check writing up to ten (10) checks per month; $0.15 per check over 10

Send Money to India
Send Money to India

Money transfer to India included2

HOW IT WORKS

Easy Checking Account Details

Minimum Opening Deposit
Minimum Opening Deposit

$250

Monthly Maintenance Fee
Monthly Maintenance Fee

$10, waived with a $250 minimum daily balance or $1,500 combined daily balance in consumer deposits.

Accessibility
Accessibility

Access via online banking, ATMs, and debit cards.

Interest
Interest

No interest earned on account balances.

OPEN AN ACCOUNT TODAY

How to Open an Easy Checking Account

Opening your SBIC Easy Checking Account is quick and easy. Here’s how:

  • Apply Online: Visit our online application portal or locate the nearest branch.
  • Provide Documentation: Valid ID and Social Security Number.
  • Complete the Application Form: Fill out the necessary details.
  • Make an Initial Deposit: Minimum of $250.
  • Start Banking: Begin using the account services immediately after activation.

Use our branch locator tool to find your nearest SBI (California) branch today.

FAQs

About Easy Checking Account

The minimum opening deposit is $250.

The $10 monthly maintenance fee is waived if you maintain a $250 minimum daily balance or a $1,500 combined daily balance in consumer deposits.

You can write up to ten (10) checks per month without fees. A $0.15 fee applies for each check over ten.

Up to ten (10) domestic or international out-of-network ATM surcharges are waived per statement cycle. These surcharges are debited at the time of the transaction and credited back on the same business day the transaction posts.

Yes, money transfer to India is included with the Easy Checking Account.

You can apply online through our application portal or visit a nearby SBIC branch. You’ll need a valid ID, Social Security Number, and a minimum opening deposit of $250.

*Monthly maintenance fee waived with $250 minimum daily balance or $1,500 combined daily balance in consumer deposits.


1These ten (10) non-SBIC domestic or international ATM surcharges will be debited from your account at the time of the transaction and credited to your account on the same business day that the transaction is posted to your account

2Fees, charges, limits, and restrictions may apply.

For further information about terms and conditions, see the Terms and Conditions of Your Account and Personal Banking Schedule of Fees, call toll-free 1.877.707.1995 or visit a location near you.